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West Union Office

PO Box 432 | 109 Adams
West Union, IA 52175
Phone: 563.422.9538
Toll-free: 866.464.4642
(in state toll free calls only)
submit@heritagemutual.net

Preston Office

P.O. Box 288 | 162 W Gillet St.
Preston, IA 52069
Phone: 563.412.3066
Toll-free: 1.800.766.7642
(in state toll free calls only)
submit@heritagemutual.net

Home-Owners Coverage

Our HomeGuard policy provides outstanding protection for your most important asset – your home. The policy includes coverage for your home and personal possessions, with a number of deductible options and discounts to customize the coverage to meet your specific needs and budget. We also include Liability coverage to protect you from financial responsibility for accidents or injuries on your property, as well as from your personal acts worldwide.

Farm coverage

Our FarMate policy is fully customizable to cover farm homes, farm buildings, farm personal property (livestock, machinery, grain, etc.), and farm liability including custom farming activities. We have programs for hobby farms, traditional farms, large specialized farms, confinement operations, contract growers, etc. We perform a site visit to assist you and the agent in getting the proper coverages.

Dwelling Coverage (Rental & Seasonal properties)

Our Dwelling policy is designed for rental and seasonal dwellings you own. The policy is customizable to cover the house, furnishings you own, garages, etc. Liability coverage is also available.

Tenant Coverage

Provides coverage for your personal property located in a house or apartment you rent. Also provides liability coverage for your personal acts worldwide.

Liability

Must be written in conjunction with a property policy

Farm Liability

The Farm-Guard liability coverage protects you against financial responsibility for accident, injury or negligence claims arising from your farming operation as well as your personal acts worldwide. The policy includes a broad range of standard coverages as well as a variety of optional coverages to customize the protection to fit your specific needs.

Owners, Landlords, and Tenants Liability (OL&T)

Provides coverage for landlords against bodily injury and property damage liability claims which occur at the rental location.

Comprehensive Personal Liability (CPL)

Liability coverage to protect you against financial responsibility for accidents or injuries on your
property, as well as from your personal acts worldwide.

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