About Us

Heritage Mutual Insurance Association is owned by our Policyholders. We were founded in 1874 by rural Iowans to perpetuate the “neighbor helping neighbor” concept. Over a century of experience has made us the industry leader in farm, homeowners, renters insurance & seasonal property. Our innovative products and services allow us to meet policyholders’ ever-changing needs. Local agents combine personal service with the latest technology to provide a prompt and convenient customer experience. Our claim professionals live in the territories we serve so you get fast and fair claim service. We’re rooted in local Iowa communities and are proud to support those communities through charitable giving, event sponsorship, local investing, and employment opportunities.

Our Mission: provide quality local insurance products and services at stable competitive rates.

We’re proud of our Iowa Heritage and look forward to serving your insurance needs. 

Staff-West Union Office

• Joan Vagts, Vice President
• Karissa Nydegger, Office Assistant
• Mark Dinan, Inspector/Adjuster
• Stacie Ruroden, Office-Underwriting Assistant

Staff-Eldora Office

• Alexis Schultz, Office Assistant
• Ashley Hartwell, Underwriter
• Corrie Melberg, Office Administrator & Human Resources
• Jim Englin, Senior Claim Adjuster
• Nicole Stone, Underwriter
• Shane Donaldson, Inspector
• Zak Dolash, Inspector

Staff-Preston Office

• Bill Lampe, President
• Kathy Schmidt, Office-Underwriting Assistant
• Lynn Schwager, Inspector-Underwriter
• Michael Peterson, Underwriting Program Manager
• Rick Sieverding, Senior Adjuster
• Shawna Duncan, Underwriter
• Steve Haxmeier, Inspector
• Terri Krogman, Office Assistant