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Eldora Office

1515 Edgington Ave
Eldora, IA 50627
Phone: 641.999.1900
Fax: 641.847.0006

Preston Office

P.O. Box 288 | 162 W Gillet St.
Preston, IA 52069
Phone: 563.412.3066
Toll-free: 1.800.766.7642
(in state toll free calls only)

West Union Office

PO Box 432 | 109 Adams
West Union, IA 52175
Phone: 563.422.9538
Toll-free: 866.464.4642
(in state toll free calls only)

About Us

Heritage Mutual Insurance Association is owned by our Policyholders. We were founded in 1874 by rural Iowans to perpetuate the “neighbor helping neighbor” concept. Over a century of experience has made us the industry leader in farm, homeowners, renters insurance & seasonal property. Our innovative products and services allow us to meet policyholders’ ever-changing needs. Local agents combine personal service with the latest technology to provide a prompt and convenient customer experience. Our claim professionals live in the territories we serve so you get fast and fair claim service. We’re rooted in local Iowa communities and are proud to support those communities through charitable giving, event sponsorship, local investing, and employment opportunities.

Our Mission: provide quality local insurance products and services at stable competitive rates.

We’re proud of our Iowa Heritage and look forward to serving your insurance needs. 

Staff-West Union Office

  • Mark Dinan, Inspector/Adjuster
  • Stacie Ruroden, Office-Underwriting Asst.
  • Karissa Nydegger, Office Assistant
  • Joan Vagts, Vice President

Staff-Eldora Office

  • Kendall Lunsford, Exec Vice President
  • Corrie Melberg, Office Administrator & Executive Assistant
  • Nicole Stone, Underwriter
  • Ashley Brown, Office Assistant
  • Shane Donaldson, Inspector
  • Jim Englin, Sr Claim Adjuster

Staff-Preston Office

  • Terri Krogman, Office Assistant
  • Kathy Schmidt, Office-Underwriting Asst.
  • Michael Peterson, Underwriting Program Manager
  • Bill Lampe, President
  • Rick Sieverding, Sr. Adjuster
  • Steve Haxmeier, Inspector
  • Lynn Schwager, Inspector-Underwriter


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